Registered Migration Australia


ANZSCO 599612 - Registered Migration Australia


An insurance loss adjuster inspects and assesses the damage and loss to insured property and business, estimates insurance costs, and acts to minimise the cost of claims to an insurance company. In Australia an insurance loss adjuster is a Skill Level 3 occupation.




Alternative Title


  • Insurance Loss Assessor



Insurance Loss Adjuster Occupation Lists
This occupation is on the following skill lists:



This occupation is not on the following skill list:





Group: 5996 Insurance Investigators, Loss Adjusters and Risk Surveyors





Insurance Loss Adjuster job description - Registered Migration Australia


An insurance loss adjuster conducts investigations into insurance claims to ensure their validity, inspect and assess the damage and loss to insured properties and businesses, estimate insurance costs, and inspect insured properties to evaluate conditions affecting underwriting standards. The number of job openings for insurance loss adjusters going forward is expected to be low.



  • examining scenes of incidents resulting in insurance claims to determine causes and effects
  • interviewing witnesses and claimants to obtain details required to assess the validity of claims and identify the parties responsible for accidents, damage and loss, and preparing statements and reports
  • inspecting damaged buildings, equipment and motor vehicles and estimating the cost of repairs
  • estimating business losses resulting from fire, theft and other business disruptions
  • reporting the extent of damage and estimated costs to the insurer
  • inspecting property, buildings and operations of commercial and industrial establishments to assess physical conditions and work practices
  • evaluating the adequacy of security, fire and related systems
  • preparing reports and recommending action to reduce risks
  • compiling data which influence the determination of premium rates



Skill Level

Most occupations in the insurance loss adjuster unit group (Group 5996) have a level of skill commensurate with the qualifications and experience outlined below. 


In Australia: 
AQF Certificate III including at least two years of on-the-job training, or AQF Certificate IV (ANZSCO Skill Level 3) 

In New Zealand: 
NZ Register Level 4 qualification (ANZSCO Skill Level 3) 

At least three years of relevant experience may substitute for the formal qualifications listed above. In some instances relevant experience and/or on-the-job training may be required in addition to the formal qualification. 


Registration or licensing in Australia may be required as an insurance loss adjuster.


Occupations within the Insurance Loss Adjuster Group



Note: Whilst a similar occupation may appear in the same insurance group if not specifically listed in the STSOL or MLTSSL the ANZSCO description should be used for reference purposes only.


English Requirement


  • IELTS result with a minimum score of 6 (L, R, W), 7 in speaking and 7 overall;
  • OET result with a minimum grade B in all sections;
  • TOEFL iBT with a minimum score (L:12 R:13 W:21 S:23 overall L93);
  • PTE Academic with a minimum score of 50 (L, R, W), 65 in speaking and 65 overall


  • Australian Graduate exceptions apply in some states/territories
  • Priority Skilled Lists may apply a specific requirement in some states/territories
  • Countries exempt from submitting IELTS or OET include the UK; Canada; New Zealand; US; and Ireland


Where mandatory licensing or registration is required you must demonstrate a level of English either sufficient to meet licensing / registration or a minimum IELTS, or equivalent, whichever is higher.


Information regarding the International English Testing System (IELTS)


Assessment Authority


  • Insurance Loss Adjuster is currently assessed with VETASSESS (Vocational Education and Training Assessment Services) more info regarding assessment bodies


Average Income

The average salary for an Insurance Loss Adjuster in Australia is $ 69,777 for male employees and $ 85,430 for female employees per year. Average Age: Males: 44.2 Females: 38.5 Persons: 42.5

Source: (Group 5996) Insurance investigators loss adjusters and risk surveyors - Employee Earnings and Hours, Australia, May 2016



Please contact us if you would like assistance with your Insurance Loss Adjuster skilled visa application. Registered Migration Australia is a licensed migration company, we are proudly 100% Australian owned and operated.